Irs Table Iii Uniform Lifetime Table 2024. Use table iii if you are the ira owner and your spouse isn’t the sole designated beneficiary or if your spouse is the sole designated beneficiary of your ira and not. The irs provides tables that show you which life expectancy numbers to use based on your age and if you are sharing your rmd with a spouse.

When you hit a certain age, you must start taking a minimum amount from your ira. The table and its associated distribution periods are based on complicated actuarial.